With the rise of digital payments and UPI (Unified Payments Interface) in India, withdrawing cash without a debit card has become increasingly convenient. Many banks and ATM networks now offer cardless cash withdrawal services using UPI. Here's how you can withdraw cash using UPI without needing a debit card:

Find a UPI-enabled ATM: Not all ATMs support UPI-based cardless cash withdrawals, so you need to find an ATM that has this feature. Usually, UPI-enabled ATMs have clear signage or options for cardless withdrawals.

Select Cardless Withdrawal Option: Once at the ATM, select the "Cardless Cash Withdrawal" or similar option on the screen.

Generate a UPI QR Code: The ATM will display a QR code for UPI payments. This code is essential for initiating the withdrawal process.

Scan the QR Code: Open your UPI-enabled app (like google Pay, PhonePe, Paytm, or your bank’s UPI app), and use the "Scan & Pay" feature to scan the QR code shown on the ATM screen.

Enter Withdrawal Amount: After scanning, the app will prompt you to enter the amount you want to withdraw, within ATM transaction limits.

Complete Transaction: Enter your UPI PIN to authorize the withdrawal. The ATM will then dispense the cash, completing the transaction without the need for a physical debit card.

This cardless withdrawal option enhances convenience and security for users.
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SIBY JEYYA

25/09/2024 12:21 PM