Bengaluru, often touted as India’s Silicon Valley, has seen a sharp rise in the cost of living, impacting salaried individuals significantly. To live comfortably on one’s own, without dependents, the estimated monthly expenditure can easily reach ₹1 lakh. This includes major expenses such as rent, maintenance, car EMI, fuel, and miscellaneous costs, which add up to a considerable amount.

Rent, for instance, can cost around ₹35,000 per month for a modest apartment in a well-connected neighborhood, which is essential given the city’s traffic and commute times. Maintenance fees are around ₹5,000 in many apartments, which typically cover security, water, and other facilities that most residents expect as part of a comfortable urban lifestyle. As Bengaluru’s rental market grows, these housing expenses are often unavoidable for professionals seeking proximity to work and city amenities.

In addition to housing, transportation costs also weigh heavily on monthly budgets. For those using personal vehicles, car EMIs alone can take up to ₹25,000 per month, and with Bengaluru’s rising fuel prices, petrol costs add an estimated ₹6,000 monthly. These expenses are critical for daily commuting, given the city’s limited public transport options outside major routes and the convenience personal vehicles provide.

Furthermore, miscellaneous expenses, including groceries, eating out, utilities, and entertainment, can easily accumulate to another ₹25,000 per month, highlighting the rising cost of everyday living. Together, these costs reflect the challenging financial landscape for Bengaluru residents, where simply covering these basics requires a substantial salary.

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