Any UPI payment app, such as PhonePe, google Pay, or Paytm, may be used to make payments online. There are QR scanning features in these applications. However, one must exercise caution while making payments since they may lose money if they scan an incorrect or fraudulent QR code. Scams utilizing phony QR codes have been reported on many occasions recently.
It becomes crucial to understand how to spot phony QR codes in this situation. Even though all QR codes may have a similar appearance, there are a few little nuances that consumers may miss, which can assist stop fraud.
To accept payments via the QR code, the recipient of the payment should utilize a sound box. This will assist in promptly determining whether a payment was made using a fraudulent QR code.
Read the information that a QR code gives you carefully before using it to make a payment.
Before paying, you should ask the owner or shop to confirm their name.
Before scanning, always verify the QR code's origin.
Avoid scanning QR codes that you get through email or SMS since they may include data-stealing spyware.
If you find the QR code scanner suspicious, you should scan the QR code using google Lens. This will help you identify where the URL is being redirected.
Avoid using QR code for receiving payment.
Inspect the QR code before scanning. Look for any signs of tampering, especially around the edges.