The American Dream is frequently eclipsed by the harsh reality of uncertainty for many indian professionals in the united states on an H1B visa.  When one's legal status is linked to their employment, the prospect of purchasing a home, starting a family, and making plans for the future seems risky.  Everything might fall apart with a sudden layoff or visa refusal, making long-term commitments appear uncertain.  Thousands of people with H1B visas nonetheless decide to take the risk and purchase homes.  Since real estate tends to appreciate and renting might seem like a waste of money, some people think it's a wise investment.
 
Others are driven by the desire to eventually get a green card, faith in their employers, or their jobs.  Even in the face of immigration uncertainty, house ownership offers a feeling of security to families with children.  The hazards are substantial, though.  An H1B visa holder has 60 days to locate a new employment or risk leaving the country if they lose their current one.  If the visa disappears, a mortgage does not.  Quickly selling the property might put you in financial trouble, especially if the market is slow.  In order to combat this, some choose homes that are simple to rent out, guaranteeing that the property will continue to be a valued asset rather than a liability even if they are forced to move out.
 

The thought of committing to a house—or perhaps beginning a family—under such conditions is intimidating to many.  It is detrimental to one's mental health to spend years in visa limbo, not knowing if one will ever be given permanent status.  It may be quite difficult to see someone struggle with uncertainty and make long-term decisions.  Emotional stability and the desire to genuinely call a place home are more important than just financial preparedness.
 
This is a systemic problem that goes beyond individual decision.  Highly talented people are caught in a loop of uncertainty by the U.S. immigration system that can last for decades.  Long-term choices, family planning, and homeownership become privileges that are dependent on the whims of green card processing timeframes and visa approvals rather than merit.
 
 

 

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