A new scam that involves money vanishing from the account without providing the OTP has surfaced after wallet PLATFORM' target='_blank' title='digital-Latest Updates, Photos, Videos are a click away, CLICK NOW'>digital Arrest. Cybercriminals, who are constantly coming up with new schemes, have launched a new one that anyone can fall for. This technique, called conversation Merging Scam, involves tricking people by using a straightforward phone conversation. Simply picking up the phone is taking money out of the account. We'll explain what this fraud is to you now. How can you stay away from it?
 
How is this fraud taking place?
 
Let us inform you that the scammers have figured out a method to get beyond the standard security measures of transactions that rely on an OTP.  In this case, a stranger calls and says that one of your pals gave him this number.  To gain your trust, the caller also brings up a noteworthy occasion.  Following this, the fraudster requests that the caller merge the calls and informs them that the friend who provided your number is phoning from a different number.

This occurs when the person receives a second call from their bank, which provides a one-time password (OTP) for a transaction, rather than from a friend.  The individual unintentionally gives the scammer the OTP because the call is merged.  The scammer takes over and the victim's money vanishes from their account as soon as the OTP is made public.
 
It is risky because of this.
 
These days, scammers frequently use social media, phishing assaults, or hacked databases to readily obtain your number.  After obtaining your number, fraudsters employ techniques such as "call merging scams."

This technique takes use of a simple phone function-call merging, in contrast to phishing frauds that use phony websites or emails.  Many customers follow the scammers' methods without understanding they are giving up access to their bank accounts since they do not detect fraud.
 
How can you guard against scams involving call merging?
 
Take the following safety measures to avoid falling victim to this scam:
 
Never combine calls from unidentified numbers.  Refuse to merge calls if someone insists on doing so, and independently confirm their identity.
 
Have a direct conversation with your pal.  If someone tries to get in touch with you claiming to be a friend, get in touch with them directly to make sure.
 
Never give someone your OTP.  It may indicate fraud if you are receiving an OTP without trying to complete a transaction.

Any questionable activities should be reported.  Call the Cybercrime Helpline at 1930 right once if you believe there has been fraud or if you have already got an unknown OTP.
 
What should you do if you've been duped?
 
Take quick action if you believe you have fallen victim to this scam.
 
To prevent illegal transactions, give your bank a call.
 
Complain about the fraud on cybercrime.gov.in or call the Cybercrime Helpline (1930).
 
Watch for any unusual activity on your bank statements.
 
 
 
 
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Call Merging Scam

SIBY JEYYA

12/03/2025 08:09 AM