PhonePe, Paytm, google pay will all be affected...?
If you use Unified Payments Interface (UPI), then this news is very important for you. The National Payments Corporation of india (NPCI) has issued a new rule, according to which UPI services will not work on inactive or reused mobile numbers from april 1, 2025. This step has been taken to prevent fraud and unauthorized transactions.
What is the new rule?
According to NPCI, if a mobile number is not used for 90 days, it will be delinked from the respective bank accounts. Its purpose is to increase the security of the UPI system and reduce the risk of fraud.
What is the danger from inactive numbers?
Actually, telecom companies allocate inactive numbers to new users. In such a situation, if the UPI account of the old user is linked to that number, then the new user can make unauthorized transactions. To reduce this risk, NPCI has taken this decision.
What if your number is inactive?
If your mobile number is inactive and it is linked to your bank account, then you will not be able to use UPI services. This means that there will be a problem in transacting on payment apps like google pay, PhonePe, Paytm.
What to do now?
Check mobile number: Check with your telecom provider if your number is inactive.
Reactivate the number: If the number is inactive, get it activated again.
Update bank account: If the number cannot be activated, link your bank account to a new and active number.
NPCI has directed banks and UPI platforms to update the list of inactive numbers every week. This will ensure that the new rules are followed and incidents of fraud are curbed.
What will change in the future?
Going forward, explicit consent will be sought from users to link or update mobile numbers with UPI IDs. This step will further strengthen user security.
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