Currently online shopping has become a necessity, which helps us save time and enable us to purchase the necessary products with a few clicks. However, this convenience also poses great threats, particularly in failure to protect credit card information. With the increased rate of cybercrime, it is about time that consumers take measures that can help them safeguard their financial information while shopping online.
Meanwhile a lot of online retailers and different kinds of payment systems offer two factor authentication. This is important, whereby, besides just the password, there is a need to verify for any continuation of action. Suppose someone even managed to get access to your password, without any verification code coming to their phones or their emails, they are basically not allowed to perform transactions. Regularly checking your monthly credit card statements will enable you to discover such unauthorized transactions earlier. Most of the banks have mobile applications offering real-time alerts should there be a new charge to your account. A person can report suspicious activity as right away as it comes since everything is in their timely grasp.
Moreover public Wi-Fi networks are also highly susceptible to being hacked. Try not to input sensitive information when on a public network; instead, switch over to your mobile data or connect via a VPN (Virtual Private Network), which encrypts your internet connection when you make a purchase.
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